Public Liability Insurance
Whilst not a legal requirement for most businesses*, Public Liability Insurance is highly recommended by the Department of Work & Pensions. The insurance policy covers your company for any harm or damage inflicted on the public or your customers whilst on your premises or visiting theirs. Whether you have a shop, studio, factory or office, a simple on-site accident could be enough to bring an SME to its knees financially without proper coverage. The clients of most B2B companies will insist on proof of Public Liability Insurance in order to limit their own risks and lower premiums.
* Mandatory for horse/animal riding businesses
Business Insurance Services
RK Insurance is a UK-based information website for those enquiring about business insurance services. We help you identify your needs, explain why you may or may not want/require each form of insurance and recommend trusted brokers and direct insurers to fulfil your needs.
More than 30% of new business start-ups fail to protect themselves adequately with insurance in the UK, putting their personal and commercial financial future at risk. Even an SME operating out of their spare bedroom or garage can suffer without the proper Public Liability Insurance, protecting a business against the many risks that can crop up in day to day business.
We’ve also expanded the website to now cover Van Insurance, which can be difficult to compare quotes on and often less widely publicised than car insurance. We help by giving you the facts behind Van Insurance and offering suggestions of reputable insurers who aren’t afraid to pay-out when the worst happens.
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